Roseland Residential has existing relationships with a great number of wholesale mortgage banks nationwide. In the past, each bank had a small group of (or a single)specific loan programs which they could offer their customers. Nowadays, many banks have dozens of programs to offer their customers. But there's still a couple of challenges. First, there's no way to know which bank has the right program for you. Second, there's no way to know which bank having that program has it at the lowest possible rate. Third, even if a single bank has the best program for you, will you find it? Or, more importantly, does the bank have experienced financial advisement staff on hand to carefully calculate the benefits of this loan and to make sure it's truly the one for you? Roseland does it all. We have access to thousands of loan programs all across the country, and we have the knowledge and expertise to fit you in with the very best. Customized financial advise which was previously reserved only to a certain kind of client... we bring that to anyone and everyone. Whether your mortgage is for $100,000 or for $1,000,000, there's no reason for you to pay too much. Some of our mortgage programs include: Fixed Rate Mortgages: 10-, 15-, 20-, 25-, 30-, and 40-year terms. Adjustable Rate Mortgages (ARMs): 1-, 2-, 3-, 5-, 7-, and 10-year terms, as well as 1-, 3-, and 6-month terms. Documentation: Full income & asset documentation, alternative/limited documentation, stated documentation, no documentation. Great for the self-employed! Credit: All credit scores considered. Bi-weekly payments & equity acceleration programs. Types of property: Single Family Homes, Townhomes, Condos, Multi-Unit Homes, and more. Property that you occupy, vacation property, and investment property. Escrow & no-escrow loans (pay taxes and insurance separately). Interest-Only loans. Mortgages with no PMI, or PMI alternatives. Special mortgages for first-time homebuyers. Lease-Purchase agreements. For Sale By Owner purchases. ...and many more! Call us for details.